The Holistic Care Fees Advice service was established in 2018, meeting the complex needs of an ageing population, embarking on lifetime care. This division is led by Karen Thornley, who has been an Independent Financial Adviser since 1991 and has been focussing on this very specialised area of financial planning since 2002.

Working with Karen is Jennifer Ettimari (nee Lyddiatt) who has considerable experience in the care sector, managing quality care homes and working within a home care company. As a team, Karen and Jennifer can provide a wide range of advice and guidance on financial and care related advice for anyone who has an elderly relative needing long-term-care.

Daniel Joyce provides the very valuable service of finding the best possible Lifetime Mortgage for those needing to access capital tied up in their homes. His experience and knowledge are exceptional. This together with his enthusiasm for helping clients remain living at home for the rest of their lives, makes Daniel a very valuable member of the team.